XRP, the native cryptocurrency of the Ripple payment network, recently drew attention to its price oscillations. As of June 20, 2025, XRP was exchange at About $ 2.15, A massive leap of more than 334% compared to $ 0.49 a year ago.
But is XRP a good investment right now?
Let’s decompose facts, recent trends and what experts predict.
XRP is stable despite the concerns
In recent years, XRP prices growth has been retained by its legal battle with the Securities and Exchange Commission (SEC) of the United States, but its recent performance has been mixed.
In March 2025, the price dropped by 2.56%, followed by a gain of 4.84% in April and a slight drop of 0.78% in May. Meanwhile, in June, XRP was mainly stable, prices oscillating approximately $ 2.17. This shows that it is in a consolidation phase, pending the next great push.
However, chain activity is low, active portfolios from 100,000 to less than 20,000 since December. This shows that many hold, not using XRP – a concern for long -term utility.
Key factors to monitor
Several factors influence if XRP is a good investment:
Regulatory clarity: The current settlement talks between Ripple and the SEC have helped reduce legal uncertainty, now everything The eyes are August 15.
XRP ETF approval: The key catalyst for the approval of the ETF XRP is its safety state. Despite this, the polymarket predicts a 89% luck the ETF XRP be approved by the end of 2025.
Institutional adoption: Ripple’s partnerships with banks and payment networks are crucial. Currently, XRP is used in real world payments, increasing demand. It is now linked to Thor Chain, water banks like Xand Bank and Momo and tokenized real estate.
Ripple has also acquired large companies like Metaco and Hidden Road, which manage 3 dollars per year.
Expert predictions: XRP Boarding Price $ 14
Although the Crypto analyst Mikybull Crypto says XRP current Match Mirrors 2017. At the time, XRP stayed flat for months before rising up 1,300% to $ 3.38. If the same thing happens now, XRP could go from $ 2.19 to $ 14, reporting a large rally in advance.
Despite optimism, the price of XRP is still volatile. Analysts say that if the adoption slows down or the rules become strictest, it could drop or stay flat between $ 1.80 and $ 2.