The XRP price has been negotiated on the side since it fell from its January summit, but many analysts think that a massive escape is imminent. The token is currently at a price of $ 2.17, up 1.5% in the last seven days, arousing a renewal of interest among cryptography merchants.
Now, a new forecast fueled by AI suggests that the growing global partnerships of Ripple could overeat the price of XRP – potentially sending it to $ 20, $ 42, even $ 135.
Chatgpt predicts the Haussier XRP scenario in the middle of the CBDC adoption
According to an analysis fueled by Chatgpt, Ripple’s growing role in global finance – in particular its work with central banks – could considerably increase the utility and value of XRP. The AI model has projected several bruises price objectives based on the adoption of the real world:
- $ 20.38 If XRP captures 20 to 30% of global cross -border payments
- $ 42.46 If it is used for colonies through G20 banking systems
- $ 84.93 If it is adopted as a reserve or a compensation asset by central banks
- $ 135.88 If XRP scale for CBDC and private sector payments

XRP surpasses BTC and ETH: still undervalued?
With a market capitalization of 127.8 billion dollars, XRP is the third largest non-stable cryptocurrency, following only Bitcoin and Ethereum. In the past year, XRP has climbed 335.6%, surpassing both BTC (61.2%) and ETH (-28.7%).
Despite this massive rally, many experts argue that XRP remains undervalued, citing its real utility in cross-border payments and increasing Institutional adoption.
Ripple’s CBDC strategy: a game changer?
Ripple collaborates with central banks around the world, including those of Bhutan, Palaos, Montenegro, Georgia and Colombia – to launch the digital currencies of the Central Bank (CBDC) using its CBDC Ripple platform.
James Wallis, vice-president of Ripple de Central Bank Commitment & CBDCS, said:
“As a trusted partner of several central banks, we believe that this platform will help solve problems for many central banks and governments that develop plans for the implementations of the CBDC.”
Ripple’s proactive commitment with G20 initiatives, BIS working groups and industry leaders such as Swift and Mastercard position XRP as a key director in the future of finance.
Can XRP replace Swift for cross-border payments?
The CEO of Ripple, Brad Garlinghouse, recently said that XRP could manage 14% of the SWIFT volume within five years. Although XRP is already used by institutions selected for faster and cheaper transactions, its market share is still at the start of the stages.
However, if this projection becomes reality, XRP could see exponential prices growthPulled by the real demand for effective cross -border colonies.
Final reflections: $ 135 XRP is it possible?
With Ripple’s world partnershipsThe increase in traction in the CBDC space and strategic alliances with key financial institutions, XRP could go to a major rally focused on public services. As part of the provisional Chatgpt contours, the next Taurus for XRP may not be motivated by speculation, but by mass adoption in the global payment infrastructure.
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